American Express Cards For Small Businesses


There are several types of American Express cards and the best one for you depends on your personal financial situation. To choose the best card for you, consider your income, your preferred way to charge or pay in cash, travel preferences, affordability, and status. Remember that Amex frequently changes its introductory offers and benefits, so it’s important to choose the right one for your situation. However, if you’re looking for a credit card with a plethora of benefits and low annual fees, look no further than an American Express business gold card.

Business Gold Card

The American Express Business Gold Card offers a number of value-added benefits to small business owners. A notable perk is the 25% airline redemption bonus, up to a maximum of 250,000 points per year. To redeem this offer, you must make a reservation in first or business class on a qualifying airline. The American Express Business Gold Card may be an ideal option for a small business owner who travels frequently. For details, see the card’s terms and conditions.

The annual fee for the American Express Business Gold Card is $295. The card has a flexible credit limit of up to $100,000, which can be adjusted each year depending on the cardholder’s spending habits. Premium roadside assistance is available four times a year, including tire changes, gas deliveries, and lockout services. The annual fee is high at $295. Nevertheless, the benefits of this card make it worth considering. If you have a low credit score, it could be a good choice for you.

Delta SkyMiles Reserve

The Delta SkyMiles Reserve American Express card is one of several credit cards that you can get from the airline. Despite its name, the card has limited earning rates. For example, you can only earn 3x miles for qualifying Delta purchases, and everything else earns just one. Also, this bonus applies only to purchases that you make directly through Delta, not through travel agencies or online platforms. If you’re looking for the most benefits from this card, you’ll need to have good credit.

Delta has generous benefits for its credit card users, including statement credits for Global Entry and TSA PreCheck applications. The card also has no foreign transaction fees, and you get three miles per dollar of purchases made on it. However, the annual fee is $550. Other benefits of the card include a hefty bonus of 100,000 SkyMiles after qualifying purchases. You may also consider a different card if you want to enjoy the benefits of both.

American Express Platinum Card

The Platinum Card from American Express is a high-end credit card. Although the criteria for obtaining the card is stringent, it is still possible to qualify if you have excellent credit. If you have good credit with a low debt-to-income ratio and have not made many recent credit applications, your chances of approval are the highest. In addition to this, the Platinum Card comes with targeted discounts and bonus rewards from participating merchants.

However, the American Express Platinum card has one of the highest annual fees at $695. While all Platinum card holders previously owed $550, the new fee will be $695. Although this fee is high, it is offset by the many perks and travel credits it offers. However, it is worth considering whether the benefits of this card will more than offset the annual fee. Moreover, you can add authorized users to the card for an additional $175 a year. However, you should consider that the authorized users must spend a certain amount of money on the card to qualify.

Amex Business Gold Card

For $295 a year, the American Express Business Gold Card is a great option for small businesses. This card is a good choice for business owners who make large amounts of purchases every month. It also offers perks like a $50 annual fee waived for the first year. However, if you’re not a business owner, the American Express Business Gold Card isn’t for you. Instead, you should consider other cards with lower annual fees.

To apply for the American Express Business Gold Card, you’ll need to have a minimum credit score of 670. While low credit scores may be an issue, if you have a high income, a history with American Express, or other cards with a high approval rate, you might be able to get approved. Nonetheless, you should keep in mind that this card isn’t an entry-level credit card, and those with less than perfect credit may struggle to get approved.

Amex Business Gold Card welcome bonus

The welcome bonus for the Amex Business Gold Card is 70,000 points, which can be used toward flights. The points are worth seven hundred dollars toward flights through the Amex travel portal. Using the right transfer partner, they can be worth $1,400. Before you apply for this card, check its terms and conditions carefully. If you have a previous Amex credit card, this welcome offer may not be available to you.

To qualify for the welcome bonus on the American Express Business Gold Card, you need to own a small business that earns money. It doesn’t have to be a massive corporation – side jobs and freelance work also count. As long as you make a certain amount of money every month, you can qualify for the bonus. But be sure to use the card responsibly. The welcome bonus is only available once in your lifetime.