In order to qualify for an American Express card, you must have excellent or good credit. Your credit report will be reviewed to determine your payment history and utilization, as well as other factors. If you’ve already held an Amex card, you won’t qualify for the welcome bonus. And you can’t have too many cards at once. You can, however, take risk-free steps to improve your chances of approval. Follow these simple tips to improve your chances of getting accepted for an Amex card.
Amex Gold Card
If you spend a lot of money at supermarkets and restaurants, you may want to consider an Amex Gold Card. You can get up to 4x the points per dollar you spend by using the card, and these points are worth about 8 cents apiece depending on how you redeem them. For recommendations, check out the Traveler website. The CardMatch Tool can also help you determine whether you are prequalified for a particular card.
While it is true that this card does have a high annual fee, it offers many ongoing rewards and benefits. In addition to earning 4x points for dining and groceries, you can also earn bonus points on travel purchases. The American Express Gold Card is not a cheap credit card, but it does offer some useful perks. A generous dining credit worth up to $120 per year can help you save a lot of money. You can also transfer your points to airlines. The only downside is that you have to spend $4000 on the card within six months.
Amex EveryDay(r) Credit Card
The Amex EveryDay(r) Credit Card is one of many options for a credit card. The low annual fee makes this card a great option for many consumers, and the no annual fee means it’s easily affordable. In addition, the credit card offers a low introductory APR, so you can enjoy 0% APR for 15 months! There are a few key features to look for in a credit card before making your decision.
One advantage of this card is its rewards program. It earns two Membership Rewards points for every dollar spent at U.S. stores, including grocery stores, and one point per dollar spent elsewhere. The rewards program is also much simpler to use than the one offered by the Blue Cash(r) credit card, and you can start earning points immediately. However, you have to keep in mind that you’ll need to spend a minimum of thirty dollars each billing cycle to qualify for the higher points.
Amex Blue Business Cash(tm) Card
The American Express Blue Business Cash(tm) card is a great option for business owners who want to earn cash back on their purchases. This card does not require an annual fee and offers 2% cash back on all purchases for the first $50,000 you spend on it each year. However, the 2% cap per year is problematic if you spend more than $4,000 or $5,000 per month. In addition, the card also offers spending limits for authorized users and summary reports that make it easy to keep track of your spending.
One of the best features of the American Express Blue Business Cash(tm) card is the ability to redeem the cash back with a flat rate. This card earns cash back on all purchases, regardless of the amount you spend on each transaction. This card also does the redemption work for you, which saves you time and hassle. However, you should be aware that if you travel a lot, a card with higher earnings will be more beneficial than one with low fees.
Amex Green Card
The American Express Green Card is a no-fee credit card that replaces the Choice Card. The card allows users to make minimum payments on their balances and earns one MR point for every dollar spent. There are some great benefits of using the American Express Green Card, including cash back on dining and travel. In addition, the card offers two new types of basic insurance coverage. You can learn more about the card by reading the terms and conditions.
The American Express Green Card has many benefits, including travel protection and loungebuddy statement credits. These benefits can be very useful when you’re making new purchases, or if your travel plans go awry. Additionally, you can receive a $100 credit toward CLEAR membership each year, which can be helpful for speeding up security lines at airports. If you have good to excellent credit, this card may be just what you need.